There is no evidence of a personal decision or a direct meeting between Citigroup CEO Jane Fraser and Ripple CEO Brad Garlinghouse to align on XRP, with their "relationship" limited to indirect industry overlaps such as tokenized assets and crypto custody explorations. It seems likely they have not explicitly met for this purpose, as public records show no confirmed interactions; any perceived alignment stems from Citi's general blockchain pilots and Ripple's push for institu

#RippleLabs holds the most XRP right now, controlling approximately 42% of the total 100 billion XRP supply—around 42 billion tokens. This includes about 35.6 billion XRP in escrow accounts (as of late August 2025, with gradual monthly releases of up to 1 billion XRP) and operational wallets holding several billion more. While individual wallets from exchanges like Uphold (over 1.8 billion in one address) and Binance (around 2.7 billion across multiple addresses) rank among t